What is a Mortgage Pre-Approval?


Pre-approval is a strategic step in the home buying process because:

  • The interest rate mortgage is guaranteed up to 120 days, even if interest rates go up during that period, you are secured. If a better rate comes up in the meantime, you are automatically relocked into the lower rate. It’s a win-win situation.
  • You are aware of the mortgage amount that you can borrow to purchase your home, so your real estate agent can show you homes that are within your price range.
  • Sellers are more interested in offers from buyers who have their financing already lined up.


We at Butler Mortgage know the importance of a Mortgage Pre-Approval, knowing precisely your mortgage payment and what amount you can afford saves you time when shopping for a new home. Let our 27 years experience help you navigate through the pre-approval process.

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