How RateGuard Approval|| Gives You Peace of Mind
Lock Your Interest Rate
Lock your rate for up to 120-days and protect your monthly payment from going up while you search for the right home. If rates go up, your rate stays the same. If rates go down, your rate drops. Either way, you win!
Make Your Strongest Offer
A RateGuard Approval Letter can give you the strength of a cash buyer, making your offer more attractive to sellers in today’s competitive market. That’s because we verify your credit, income and asset information up front.
Introducing Our Power Buying ApproachTM
Today’s housing market is competitive. When you find the home you want to buy, you need to be ready to make an offer quickly. On top of that, you may need to beat out other offers. The stronger your approval, the better your chances are.
Our Power Buying Process has three levels of approval to help you make the strongest offer:
- Prequalified Approval
You answer a few simple questions, and we’ll check your credit. Based on that information, we’ll give you and your real estate agent a Prequalified Approval Letter showing how much you can borrow so you know what you can afford.
- Verified Approval§
Get the strength of a cash buyer with a Verified Approval Letter. After checking your credit history, a mortgage specialist will verify your income and assets, then grant you a Verified Approval Letter within 24 hours of receiving all required documentation. By allowing us to verify more of your information, you can be even more confident you’ll close on a new home. If you don’t close based on our review, we’ll pay you $1,000.
- RateGuard Approval
Get RateGuard Approval after speaking with a mortgage specialist and locking your interest rate for up to 120-days. Then, you can focus on finding the right home without worrying about your monthly payments going up. If rates go up, your rate stays the same. If rates do down, your rate drops. Either way, you win