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Banks and Mortgage Brokers vs. BMI's Digital MortgageTM

  • Big Bank Rates
  • Typical Broker Rates
  • Butler mortage logo

Savings is over five years. It is a comparison of the average advertised Big 6 bank “special offer” rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by Butler Mortgage, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate at Butler Mortgage, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

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Butler Mortgage Inc.

Review your offers

  • Purchase price
  • Down payment
  • Rate
  • Your mortgage amount
  • Amortization
  • Monthly payment
  •  
  • Offer 1
    5-Year Fixed
  • $350K
  • $35K
  • 2.74%
  • $324K
  • 25 Years
  • $1490
  • ...
  • Offer 2
    5-Year Variable
  • $350K
  • $35K
  • 2.69%
  • $324K
  • 25 Years
  • $1482
  • ...

Get funded

Butler Mortgage Inc.

We've Reinvented the Mortgage Process to Put the Power in Your Hands

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IntroducingRateGuardTMApproval

We’ve reinvented the approval process. Lock your interest rate for up to 120-days while you shop for a new home!
Learn More

FIRST HOME BUYERS

Saving money means being prepared

Find out your maximum purchase price and down payment within minutes. Peace of Mind 120-day rate holds

Butlermortgage.ca’s network of lenders, appraisers, lawyers and investment advisors is remarkable. Our partners are valuable guides for first-time homebuyers unfamiliar with the mortgage process. Our network of dedicated individuals will apply their extensive knowledge to ensure your experience is the best it can possibly be. We’ll find you the best interest rate in the market place.

  • Pre-Approval
  • Find a home – offer to purchase
  • Full Approval
  • Appraisal and Down payment

EARLY HOME RENEWAL

Lock in Rates 120 Days Prior

Getting ahead of your mortgage renewal can save you thousands of dollars. Be mortgage free sooner.

If you have always gone with a Variable Rate Mortgage and you needed to renew your mortgage during the turmoil when the variable rates were not priced very attractively (e.g. prime + 1.00%), you may benefit from refinancing now to get a new variable rate mortgage at a respectable discount to prime.

  • Lock in rates 120 Day prior to your mortgage maturity
  • Is it better to pay a penalty now or wait until my renewal date?
  • Being prepared on your mortgage renewal can save you thousands!

SELF EMPLOYED

Let us cut the red tape

Banks giving you the runaround? Butler Mortgage has proven solutions. Low Doc to Non-Income Qualifiers.

Stats Canada has recently announced a huge increase in small business in this country. Starting your own company can be an exciting and rewarding endeavour. Like most of us paying less tax is something we all think about, we work hard and want to hold on to the money we make. Most small business owners pay most of their personal tax through their companies. This is a great way to pay LESS TAX!

  • We cut the red Tape
  • 90% insured programs
  • Non-income qualifiers

REFER 1 NEW CUSTOMER

Receive up to $1,000.00 in cash!

Lets us help your friends and family active lower rates, refer Butler Mortgage and receive up to $1,000.00 in cash!

Make sure those persons that you refer to our company indicates that you are the one that referred them to us. The money part of referral program works like this: once the mortgage closes we will calculate 10% of the NET commission earnings from the completion of the mortgage, that is the net amount our company earns after the deduction of incentives we provide the new client that would include any rebate to the borrower such as: cash, appraisal fees or legal fees. For example a $400K mortgage may provide a $1600.00 commission and after we have rebated the borrower $345.00 for the cost of their appraisal our net commission would be $1255.00. 10% of $1255.00 would be $125.50 as a referral bonus. If the mortgage is very large the ultimate amount of referral bonus is capped at $1000.00

What Our Customers Say

Over 100,000+ Canadians have already used Butler Mortgage to obtain a lower rate
Shehin Hirani
59 months ago
Thanks Butler Mortgage! It was a pleasure working with the Butler Mortgage Team to get the best rate possible. Their follow-up...
Jeff Little
59 months ago
Excellent mortgage broker, extremely prompt and responsive service. I aggressively sought out the lowest rate and Butler came...
Rajender Pal
60 months ago
Very supportive staff. Received prompt reply and good rate for my mortgage need. Entire process is online and super easy for me....
Ury Glozshtein
60 months ago
Butler mortgage broker finds for you lenders giving the best rate in the market. All communication is done online in very...
Chris Matheson
59 months ago
I have had the absolute pleasure of dealing with Dion and his team on the purchase of my primary residence. The tireless time and...
Maya An
58 months ago
I used Butler Mortgage for my condo and am super happy with the rate and quality of service I received. The agent whom was...
David Milad
58 months ago
I first heard of Butler Mortgages from a friend. As I was just about to jump into the market for the first time I gave them a...
Dana Colasacco
58 months ago
I used Butler mortgage when purchasing my first home last year and had a great experience! They made sure everything ran smoothly...
Brendan Canning
58 months ago
5 stars all the way! Will and his team went above and beyond providing the best rate possible for my first home. They were very...
Joe Policelli
57 months ago
All the staff I had contact with were eager to help and received great communication from all. I was able to get an amazing rate...
Tyler Young
56 months ago
Butler was fantastic to deal with when purchasing our first home. They always responded by phone or email promptly and followed...
Mohamad Ebrahimi
56 months ago
I heard about Butler Mortgage by one of my friends while I was looking for a mortgage and they walked me through the whole...
Pasquale DeNardo
56 months ago
I just finished renewing my mortgage with Butler Mortgage. Process was simple, people were easy to reach if I had any questions....
Paul Burak
56 months ago
I have used Butler Mortgage for my last three mortgages and the experience has been progressively better each time. From the...
George Christakis
56 months ago
We had a fantastic experience. Firstly, the rate was less than our bank gave us, and we have a 5 star ranking with our bank and...
Mark Panturescu
56 months ago
I was very satisfied with Butler. I used them for my first home purchase, and they not only found me the best rate which was...
brian johst
56 months ago
Mortgage was very easy to do everything was done online very friendly people the best rates on the market. definitely use a...
Sarah Goorts
56 months ago
Very pleased with Butler Mortgage. Staff are very helpful. Timely and professional communication. Great customer service. They...
john morielli
56 months ago
My dealings with Butler Mortgage was nothing less than amazing. From the initial contact up to arranging a new mortgage the...
Caroline Braganza
55 months ago
My experience with them from beginning to end was painless. This was my second time going through them. Both times, they found me...
Jeff Anderson
55 months ago
In consideration of renewing my mortgage, I researched moving away from the traditional banking services to a mortgage broker...
Mohamed ElTobgy
55 months ago
Got my first mortgage through butler 10 years ago Got my renewal done this time through them, they gave me a much better rate...
hitendra mahida
54 months ago
Awesome experience dealing with them. Professional, friendly, efficient and responsive. I heard about them and really wanted to...
Ivan
54 months ago
They got me a better rate than what my bank was offering on a renewal. Relatively seamless transition and I would recommend that...
Amanda Lu
54 months ago
Butler Inc. works with many lenders such as major banks and smaller financial institutions. Therefore, the rates can be...
said mikhail
54 months ago
These people are highly professional, they work in a team. They are organized, honest and transparent. They are on top of any...
Julie Skeoch - Thorn Lodge PS (1329)
54 months ago
I highly recommend Butler mortgage for all of your mortgage/refinancing needs. Customer service from my initial inquiry phone...
Shane Day
54 months ago
The team at Butler Mortgage was very professional and provided me with great support throughout the process of completing our...
said mikhail
54 months ago
These people are highly professional, they work in a team. They are organized, honest and transparent. They are on top of any...
Julie Skeoch - Thorn Lodge PS (1329)
54 months ago
I highly recommend Butler mortgage for all of your mortgage/refinancing needs. Customer service from my initial inquiry phone...
Donna Lee
54 months ago
I had an excellent experience with Butler Mortgage. Initiated with Butler Mortgage two years ago and just recently did my renewal...
Maureen Koya
53 months ago
Wow! what a prodigious team of diligent professionals I had an opportunity to deal with. With outstanding customer service, to...
Compuguy
53 months ago
Recently switched my mortgage to get the lower rate. I’m very busy with work during the day and it’s hard to get away. the...
Yuliya Goloida
53 months ago
We had a really great experience with Butler Mortgages as first time and young home buyers. I called 4 brokers before I found...
Robin Bates
53 months ago
I closed on my house in late September and had a great experience working with several different people at Butler. Kudos to Pam...
sipatring vendredi
53 months ago
This is the second time we've been assisted by Butler Mortgage and both times the staff we're extremely helpful and professional....
Larry Little
53 months ago
Very impressed and satisfied with Butler! From the initial inquiry to the receipt of the mortgage -- the entire process was...
eric wilson
52 months ago
I worked with Butler Mortgage in September 2019 to finance a rental property purchase and am happy with the experience. It had...
karim kanji
52 months ago
We recently used Butler mortgage for our renewal and from the first step of me calling and speaking to Cody to the final step of...
matty b
52 months ago
Renewed my Mortgage through Butler Mortgage and it was an excellent experience. I wasn't sure how it would be working with...
Andrei Untalasco
52 months ago
I've use Butler Mortgage several times in regards to purchasing my home and renewing my mortgage. I found them originally...
Adam Brown
51 months ago
Responsive, good rate, easy to do. I didn't go with them last time went with one of the "big guys" who were nothing but bad...
M & N B
51 months ago
Excellent service! All of the people we spoke with were very friendly, knowledgeable and a pleasure to work with. The process...
Andrea Podczerwinski
51 months ago
Great experience dealing with the butler mortgage team, we had a tough file but they worked with us to make sure we had what we...
Triggered Gamers
51 months ago
I have been with butler mortgage for many years. They always give me the best rates compared to others. Fantastic customer...
Guyln Walkr
51 months ago
So impressed with Butler's superior service. They are organized, efficient and available. The rate was great! Will be saving so...
Kamal நாதன்
51 months ago
Great service, and best of all BEST RATE. I was amazed how their rate is better than Major banks - even the bank that I...
Christopher Alarcon
51 months ago
This was my first time buying a home and the level of service I received from Butler Mortgage was incredible. They answered all...
Jono Mac
49 months ago
Butler took little time to get me the best rate possible. When most banks and lenders gave me the run around and made me wait...
Vikrant Rakheja
48 months ago
We had great experience with this mortgage broker recently. Highly recommended. Staff is very well educated, knowledgeable and...
Abhijit Ray
52 months ago
A great lender that worked for us to get the lowest possible rate. Our target was to reduce my bi-weekly mortgage payment and...
Heather Vallee
49 months ago
Butler was able to find a great rate for us. Better than anyone else. Communication is quick. High service. Highly recommend...
Jeff Mackie
49 months ago
I’ve worked with Butler Mortgage twice now on two refinances and they were very easy to deal with. I do not live in the same...
Joseph Bumbaca
47 months ago
Dion and his team at Butler Mortgage are the very best in the business for a reason! They continue to go out of their way time...
See More Testimonials

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Edward Hewitt
Edward Hewitt
2024-01-30
I just wanted to thank Tara Williams and David Pucci for all the support they have given me during my Mortgage process. Although I didn't end up going with Butler Mortgage due to a better offer from another institution, I really appreciate the time they put into my application. One reccomendation that would be great is the $750 service fee for backing out of an application should be mentioned to us clients at the start or before any applications are signed, just so we are aware of any consequences. This would greatly improve the client experience. I hope you take my reccomendation into consideration. Thank you again!
Mike Mancini
Mike Mancini
2024-01-25
By far the best mortgage broker I have dealt with. I used Butler for my first mortgage and my current mortgage now. Very easy to deal with, no hassle and fast responses from all of the staff at butler. The team is very helpful and knowledgeable!
Lisa McKinna
Lisa McKinna
2024-01-24
I will use butler mortgage all the time! My husband and I had the worst time with four other brokerages. It took almost a year of my mortgage being in an open mortgage, and nobody else would even touch us Butler mortgage had everything done within. I think six weeks where others were taking more than six months if you want the best, see Butler !!
Umna Razi
Umna Razi
2024-01-23
As first time home-buyers, we did not have much knowledge about mortgage process however when we connected with David and Tara, they streamlined the process for us. They also gave us a much lower rate than the mortgage broker we previously signed on. Highly recommend Butler!
Shoaib Naqvi
Shoaib Naqvi
2024-01-23
We came to Butler after our mortgage rate with our previous rate expired. Unfortunately, the rate jumped significantly right before our closing with the previous company. We had to start shopping immediately, and luckily, we met David and Tara and Butler, who helped us secure a much more competitive rate. We then switched over to Butler Mortgage after that and have been happy since :)
Mathieu Cornish
Mathieu Cornish
2024-01-21
Outstanding service! Always there for questions and are able to anticipate most of them before you ask. Strongly recommend!
Mathew Frankow
Mathew Frankow
2024-01-15
Everything went as planned no surprises.
Mike Ractliffe
Mike Ractliffe
2024-01-11
This was the second time for using Butler Mortgage. Things have changed a little and the depth of paperwork needed some help and guidance. Our advisor was great at taking us through the process and communicating on items. We had a short timeframe and Butler stepped up and made it happen. I would use Butler again as my first choice given the speed and quality of service and also they always seem to find the best rates. Highly recommended.