Mortgage Broker in Toronto and Ontario

Same Mortgage Features. Simply Lower Rates

Our low rates come from high volume and aren’t “No Frills” products. By doing more volume than any other broker in Ontario, Canada, we have access to deals you can’t get anywhere else.

Are you looking for low mortgage rates in Toronto? Finding a lender who offers competitive rates is key when we consider the overall cost of homeownership. At Butler Mortgage, we offer a wide range of low-interest-rate options in Ontario for all kinds of borrowers. Along with that, our expert mortgage brokers in Toronto will provide you with independent and unbiased advice on how to move forward with your home-buying process in Toronto.

When considering mortgage options in Toronto, finding a lender that offers competitive mortgage rates can make a significant difference in the overall cost of homeownership. Butler Mortgage is renowned for providing favourable mortgage rates that can result in substantial savings for borrowers. By securing a lower interest rate with Butler Mortgage, you can enjoy various financial benefits.

View all Rates or $500.00 Rate Guarantee

Mortgage Features

Our Featured Rates in Toronto and Ontario

1-Year Fixed Rate Mortgage
4.89%
3-Year Fixed Rate High-Ratio Mortgage
3.89%
5-Year Fixed Rate High-Ratio Mortgage
3.94%
5-Year VRM Rate High-Ratio Mortgage
3.95%
View All Rates

Banks and Mortgage Brokers vs. BMI's Digital MortgageTM

  • Big Bank Rates
  • Typical Broker Rates
  • Butler mortage logo

Savings is over five years. It is a comparison of the average advertised Big 6 bank “special offer” rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by Butler Mortgage, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate at Butler Mortgage, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

How it works

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Butler Mortgage Inc.

Review your offers

  • Purchase price
  • Down payment
  • Rate
  • Your mortgage amount
  • Amortization
  • Monthly payment
  •  
  • Offer 1
    5-Year Fixed
  • $350K
  • $35K
  • 2.74%
  • $324K
  • 25 Years
  • $1490
  • ...
  • Offer 2
    5-Year Variable
  • $350K
  • $35K
  • 2.69%
  • $324K
  • 25 Years
  • $1482
  • ...

Get funded

Butler Mortgage Inc.

Our Mortgage Lending Services in Toronto and Ontario

We've Reinvented the Mortgage Process to Put the Power in Your Hands

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IntroducingRateGuardTMApproval

We’ve reinvented the approval process. Lock your interest rate for up to 120-days while you shop for a new home!
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FIRST HOME BUYERS

Saving money means being prepared

Find out your maximum purchase price and down payment within minutes. Peace of Mind 120-day rate holds

Butlermortgage.ca’s network of lenders, appraisers, lawyers and investment advisors is remarkable. Our partners are valuable guides for first-time homebuyers unfamiliar with the mortgage process. Our network of dedicated individuals will apply their extensive knowledge to ensure your experience is the best it can possibly be. We’ll find you the best interest rate in the market place.

  • Pre-Approval
  • Find a home – offer to purchase
  • Full Approval
  • Appraisal and Down payment

EARLY HOME RENEWAL

Lock in Rates 120 Days Prior

Getting ahead of your mortgage renewal can save you thousands of dollars. Be mortgage free sooner.

If you have always gone with a Variable Rate Mortgage and you needed to renew your mortgage during the turmoil when the variable rates were not priced very attractively (e.g. prime + 1.00%), you may benefit from refinancing now to get a new variable rate mortgage at a respectable discount to prime.

  • Lock in rates 120 Day prior to your mortgage maturity
  • Is it better to pay a penalty now or wait until my renewal date?
  • Being prepared on your mortgage renewal can save you thousands!

SELF EMPLOYED

Let us cut the red tape

Banks giving you the runaround? Butler Mortgage has proven solutions. Low Doc to Non-Income Qualifiers.

Stats Canada has recently announced a huge increase in small business in this country. Starting your own company can be an exciting and rewarding endeavour. Like most of us paying less tax is something we all think about, we work hard and want to hold on to the money we make. Most small business owners pay most of their personal tax through their companies. This is a great way to pay LESS TAX!

  • We cut the red Tape
  • 90% insured programs
  • Non-income qualifiers

REFER 1 NEW CUSTOMER

Receive up to $1,000.00 in cash!

Lets us help your friends and family active lower rates, refer Butler Mortgage and receive up to $1,000.00 in cash!

Make sure those persons that you refer to our company indicates that you are the one that referred them to us. The money part of referral program works like this: once the mortgage closes we will calculate 10% of the NET commission earnings from the completion of the mortgage, that is the net amount our company earns after the deduction of incentives we provide the new client that would include any rebate to the borrower such as: cash, appraisal fees or legal fees. For example a $400K mortgage may provide a $1600.00 commission and after we have rebated the borrower $345.00 for the cost of their appraisal our net commission would be $1255.00. 10% of $1255.00 would be $125.50 as a referral bonus. If the mortgage is very large the ultimate amount of referral bonus is capped at $1000.00

What Our Customers Say

Over 100,000+ Canadians have already used Butler Mortgage to obtain a lower rate
Shehin Hirani
75 months ago
Thanks Butler Mortgage! It was a pleasure working with the Butler Mortgage Team to get the best rate possible. Their follow-up...
Jeff Little
75 months ago
Excellent mortgage broker, extremely prompt and responsive service. I aggressively sought out the lowest rate and Butler came...
Rajender Pal
76 months ago
Very supportive staff. Received prompt reply and good rate for my mortgage need. Entire process is online and super easy for me....
Ury Glozshtein
76 months ago
Butler mortgage broker finds for you lenders giving the best rate in the market. All communication is done online in very...
Chris Matheson
75 months ago
I have had the absolute pleasure of dealing with Dion and his team on the purchase of my primary residence. The tireless time and...
Maya An
74 months ago
I used Butler Mortgage for my condo and am super happy with the rate and quality of service I received. The agent whom was...
David Milad
74 months ago
I first heard of Butler Mortgages from a friend. As I was just about to jump into the market for the first time I gave them a...
Dana Colasacco
74 months ago
I used Butler mortgage when purchasing my first home last year and had a great experience! They made sure everything ran smoothly...
Brendan Canning
74 months ago
5 stars all the way! Will and his team went above and beyond providing the best rate possible for my first home. They were very...
Joe Policelli
73 months ago
All the staff I had contact with were eager to help and received great communication from all. I was able to get an amazing rate...
Tyler Young
72 months ago
Butler was fantastic to deal with when purchasing our first home. They always responded by phone or email promptly and followed...
Mohamad Ebrahimi
72 months ago
I heard about Butler Mortgage by one of my friends while I was looking for a mortgage and they walked me through the whole...
Pasquale DeNardo
72 months ago
I just finished renewing my mortgage with Butler Mortgage. Process was simple, people were easy to reach if I had any questions....
Paul Burak
72 months ago
I have used Butler Mortgage for my last three mortgages and the experience has been progressively better each time. From the...
George Christakis
72 months ago
We had a fantastic experience. Firstly, the rate was less than our bank gave us, and we have a 5 star ranking with our bank and...
Mark Panturescu
72 months ago
I was very satisfied with Butler. I used them for my first home purchase, and they not only found me the best rate which was...
brian johst
72 months ago
Mortgage was very easy to do everything was done online very friendly people the best rates on the market. definitely use a...
Sarah Goorts
72 months ago
Very pleased with Butler Mortgage. Staff are very helpful. Timely and professional communication. Great customer service. They...
john morielli
72 months ago
My dealings with Butler Mortgage was nothing less than amazing. From the initial contact up to arranging a new mortgage the...
Caroline Braganza
71 months ago
My experience with them from beginning to end was painless. This was my second time going through them. Both times, they found me...
Jeff Anderson
71 months ago
In consideration of renewing my mortgage, I researched moving away from the traditional banking services to a mortgage broker...
Mohamed ElTobgy
71 months ago
Got my first mortgage through butler 10 years ago Got my renewal done this time through them, they gave me a much better rate...
hitendra mahida
70 months ago
Awesome experience dealing with them. Professional, friendly, efficient and responsive. I heard about them and really wanted to...
Ivan
70 months ago
They got me a better rate than what my bank was offering on a renewal. Relatively seamless transition and I would recommend that...
Amanda Lu
70 months ago
Butler Inc. works with many lenders such as major banks and smaller financial institutions. Therefore, the rates can be...
said mikhail
70 months ago
These people are highly professional, they work in a team. They are organized, honest and transparent. They are on top of any...
Julie Skeoch - Thorn Lodge PS (1329)
70 months ago
I highly recommend Butler mortgage for all of your mortgage/refinancing needs. Customer service from my initial inquiry phone...
Shane Day
70 months ago
The team at Butler Mortgage was very professional and provided me with great support throughout the process of completing our...
said mikhail
70 months ago
These people are highly professional, they work in a team. They are organized, honest and transparent. They are on top of any...
Julie Skeoch - Thorn Lodge PS (1329)
70 months ago
I highly recommend Butler mortgage for all of your mortgage/refinancing needs. Customer service from my initial inquiry phone...
Donna Lee
70 months ago
I had an excellent experience with Butler Mortgage. Initiated with Butler Mortgage two years ago and just recently did my renewal...
Maureen Koya
69 months ago
Wow! what a prodigious team of diligent professionals I had an opportunity to deal with. With outstanding customer service, to...
Compuguy
69 months ago
Recently switched my mortgage to get the lower rate. I’m very busy with work during the day and it’s hard to get away. the...
Yuliya Goloida
69 months ago
We had a really great experience with Butler Mortgages as first time and young home buyers. I called 4 brokers before I found...
Robin Bates
69 months ago
I closed on my house in late September and had a great experience working with several different people at Butler. Kudos to Pam...
sipatring vendredi
68 months ago
This is the second time we've been assisted by Butler Mortgage and both times the staff we're extremely helpful and professional....
Larry Little
69 months ago
Very impressed and satisfied with Butler! From the initial inquiry to the receipt of the mortgage -- the entire process was...
eric wilson
68 months ago
I worked with Butler Mortgage in September 2019 to finance a rental property purchase and am happy with the experience. It had...
karim kanji
68 months ago
We recently used Butler mortgage for our renewal and from the first step of me calling and speaking to Cody to the final step of...
matty b
68 months ago
Renewed my Mortgage through Butler Mortgage and it was an excellent experience. I wasn't sure how it would be working with...
Andrei Untalasco
68 months ago
I've use Butler Mortgage several times in regards to purchasing my home and renewing my mortgage. I found them originally...
Adam Brown
67 months ago
Responsive, good rate, easy to do. I didn't go with them last time went with one of the "big guys" who were nothing but bad...
M & N B
67 months ago
Excellent service! All of the people we spoke with were very friendly, knowledgeable and a pleasure to work with. The process...
Andrea Podczerwinski
67 months ago
Great experience dealing with the butler mortgage team, we had a tough file but they worked with us to make sure we had what we...
Triggered Gamers
67 months ago
I have been with butler mortgage for many years. They always give me the best rates compared to others. Fantastic customer...
Guyln Walkr
67 months ago
So impressed with Butler's superior service. They are organized, efficient and available. The rate was great! Will be saving so...
Kamal நாதன்
67 months ago
Great service, and best of all BEST RATE. I was amazed how their rate is better than Major banks - even the bank that I...
Christopher Alarcon
66 months ago
This was my first time buying a home and the level of service I received from Butler Mortgage was incredible. They answered all...
Jono Mac
65 months ago
Butler took little time to get me the best rate possible. When most banks and lenders gave me the run around and made me wait...
Vikrant Rakheja
64 months ago
We had great experience with this mortgage broker recently. Highly recommended. Staff is very well educated, knowledgeable and...
Abhijit Ray
68 months ago
A great lender that worked for us to get the lowest possible rate. Our target was to reduce my bi-weekly mortgage payment and...
Heather Vallee
65 months ago
Butler was able to find a great rate for us. Better than anyone else. Communication is quick. High service. Highly recommend...
Jeff Mackie
65 months ago
I’ve worked with Butler Mortgage twice now on two refinances and they were very easy to deal with. I do not live in the same...
Joseph Bumbaca
63 months ago
Dion and his team at Butler Mortgage are the very best in the business for a reason! They continue to go out of their way time...
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