Same Mortgage Features. Simply Lower Rates.

Our low rates come from high volume and aren’t “No Frills” products. By doing more volume than any other broker in Canada, we have access to deals you can’t get anywhere else.

View all Rates or $500.00 Rate Guarantee

Featured Rates

1-Year Fixed Rate Mortgage

1.99%

3-Year Fixed Rate High-Ratio Mortgage

2.24%

5-Year Fixed Rate High-Ratio Mortgage

2.02%

5-Year VRM Rate High-Ratio Mortgage

0.99%

View All Rates

Banks and Mortgage Brokers vs. BMI's Digital Mortgage^TM

Big Bank Rates
Typical Broker Rates

Savings is over five years. It is a comparison of the average advertised Big 6 bank “special offer” rate, versus: 1) the average discounted discretionary rate at the Big 6 banks as tracked by Butler Mortgage, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate at Butler Mortgage, as of March 14, 2017. Assumes a $300,000 mortgage and 25-year amortization. Rates may vary from what you see here, depending on the market, your personal circumstances and qualifications. OAC.

How it works

Apply in 30 seconds

Review your offers

Purchase price
Down payment
Rate
Your mortgage amount
Amortization
Monthly payment

Offer 1

5-Year Fixed
$350K
$35K
2.74%
$324K
25 Years
$1490
...

Offer 2

5-Year Variable
$350K
$35K
2.69%
$324K
25 Years
$1482
...

Get funded

What Would You Like to Do

Buy a New Home

Refinance

Home Renewal

Debt Consolidation

Home Equity Loan

Buy a Rental

We've Reinvented the Mortgage Process to Put the Power in Your Hands

Introducing

RateGuard^TMApproval

We’ve reinvented the approval process. Lock your interest rate for up to 120-days while you shop for a new home!
Learn More

Find out what your HOME is WORTH for FREE

Get Started

Find out your maximum purchase price and down payment within minutes. Peace of Mind 120-day rate holds

Butlermortgage.ca’s network of lenders, appraisers, lawyers and investment advisors is remarkable. Our partners are valuable guides for first-time homebuyers unfamiliar with the mortgage process. Our network of dedicated individuals will apply their extensive knowledge to ensure your experience is the best it can possibly be. We’ll find you the best interest rate in the market place.

Pre-Approval
Find a home – offer to purchase
Full Approval
Appraisal and Down payment

Getting ahead of your mortgage renewal can save you thousands of dollars. Be mortgage free sooner.

If you have always gone with a Variable Rate Mortgage and you needed to renew your mortgage during the turmoil when the variable rates were not priced very attractively (e.g. prime + 1.00%), you may benefit from refinancing now to get a new variable rate mortgage at a respectable discount to prime.

Lock in rates 120 Day prior to your mortgage maturity
Is it better to pay a penalty now or wait until my renewal date?
Being prepared on your mortgage renewal can save you thousands!

Banks giving you the runaround? Butler Mortgage has proven solutions. Low Doc to Non-Income Qualifiers.

Stats Canada has recently announced a huge increase in small business in this country. Starting your own company can be an exciting and rewarding endeavour. Like most of us paying less tax is something we all think about, we work hard and want to hold on to the money we make. Most small business owners pay most of their personal tax through their companies. This is a great way to pay LESS TAX!

We cut the red Tape
90% insured programs
Non-income qualifiers

Lets us help your friends and family active lower rates, refer Butler Mortgage and receive up to $1,000.00 in cash!

Make sure those persons that you refer to our company indicates that you are the one that referred them to us. The money part of referral program works like this: once the mortgage closes we will calculate 10% of the NET commission earnings from the completion of the mortgage, that is the net amount our company earns after the deduction of incentives we provide the new client that would include any rebate to the borrower such as: cash, appraisal fees or legal fees. For example a $400K mortgage may provide a $1600.00 commission and after we have rebated the borrower $345.00 for the cost of their appraisal our net commission would be $1255.00. 10% of $1255.00 would be $125.50 as a referral bonus. If the mortgage is very large the ultimate amount of referral bonus is capped at $1000.00

What Our Customers Say

Over 100,000+ Canadians have already used Butler Mortgage to obtain a lower rate

Shehin Hirani

32 months ago

Thanks Butler Mortgage! It was a pleasure working with the Butler Mortgage Team to get the best rate possible. Their follow-up...

Jeff Little

32 months ago

Excellent mortgage broker, extremely prompt and responsive service. I aggressively sought out the lowest rate and Butler came...

Rajender Pal

33 months ago

Very supportive staff. Received prompt reply and good rate for my mortgage need. Entire process is online and super easy for me....

Ury Glozshtein

33 months ago

Butler mortgage broker finds for you lenders giving the best rate in the market. All communication is done online in very...

Chris Matheson

32 months ago

I have had the absolute pleasure of dealing with Dion and his team on the purchase of my primary residence. The tireless time and...

Maya An

31 months ago

I used Butler Mortgage for my condo and am super happy with the rate and quality of service I received. The agent whom was...

David Milad

31 months ago

I first heard of Butler Mortgages from a friend. As I was just about to jump into the market for the first time I gave them a...

Dana Colasacco

30 months ago

I used Butler mortgage when purchasing my first home last year and had a great experience! They made sure everything ran smoothly...

Brendan Canning

30 months ago

5 stars all the way! Will and his team went above and beyond providing the best rate possible for my first home. They were very...

Joe Policelli

30 months ago

All the staff I had contact with were eager to help and received great communication from all. I was able to get an amazing rate...

Tyler Young

29 months ago

Butler was fantastic to deal with when purchasing our first home. They always responded by phone or email promptly and followed...

Mohamad Ebrahimi

29 months ago

I heard about Butler Mortgage by one of my friends while I was looking for a mortgage and they walked me through the whole...

Pasquale DeNardo

29 months ago

I just finished renewing my mortgage with Butler Mortgage. Process was simple, people were easy to reach if I had any questions....

Paul Burak

29 months ago

I have used Butler Mortgage for my last three mortgages and the experience has been progressively better each time. From the...

George Christakis

29 months ago

We had a fantastic experience. Firstly, the rate was less than our bank gave us, and we have a 5 star ranking with our bank and...

Mark Panturescu

29 months ago

I was very satisfied with Butler. I used them for my first home purchase, and they not only found me the best rate which was...

brian johst

29 months ago

Mortgage was very easy to do everything was done online very friendly people the best rates on the market. definitely use a...

Sarah Goorts

29 months ago

Very pleased with Butler Mortgage. Staff are very helpful. Timely and professional communication. Great customer service. They...

john morielli

29 months ago

My dealings with Butler Mortgage was nothing less than amazing. From the initial contact up to arranging a new mortgage the...

Caroline Braganza

28 months ago

My experience with them from beginning to end was painless. This was my second time going through them. Both times, they found me...

Jeff Anderson

27 months ago

In consideration of renewing my mortgage, I researched moving away from the traditional banking services to a mortgage broker...

Mohamed ElTobgy

27 months ago

Got my first mortgage through butler 10 years ago Got my renewal done this time through them, they gave me a much better rate...

hitendra mahida

27 months ago

Awesome experience dealing with them. Professional, friendly, efficient and responsive. I heard about them and really wanted to...

Ivan

27 months ago

They got me a better rate than what my bank was offering on a renewal. Relatively seamless transition and I would recommend that...

Amanda Lu

27 months ago

Butler Inc. works with many lenders such as major banks and smaller financial institutions. Therefore, the rates can be...

said mikhail

27 months ago

These people are highly professional, they work in a team. They are organized, honest and transparent. They are on top of any...

Julie Skeoch - Thorn Lodge PS (1329)

27 months ago

I highly recommend Butler mortgage for all of your mortgage/refinancing needs. Customer service from my initial inquiry phone...

Shane Day

27 months ago

The team at Butler Mortgage was very professional and provided me with great support throughout the process of completing our...

said mikhail

27 months ago

These people are highly professional, they work in a team. They are organized, honest and transparent. They are on top of any...

Julie Skeoch - Thorn Lodge PS (1329)

27 months ago

I highly recommend Butler mortgage for all of your mortgage/refinancing needs. Customer service from my initial inquiry phone...

Donna Lee

26 months ago

I had an excellent experience with Butler Mortgage. Initiated with Butler Mortgage two years ago and just recently did my renewal...

Maureen Koya

26 months ago

Wow! what a prodigious team of diligent professionals I had an opportunity to deal with. With outstanding customer service, to...

Compuguy

26 months ago

Recently switched my mortgage to get the lower rate. I’m very busy with work during the day and it’s hard to get away. the...

Yuliya Goloida

26 months ago

We had a really great experience with Butler Mortgages as first time and young home buyers. I called 4 brokers before I found...

Robin Bates

25 months ago

I closed on my house in late September and had a great experience working with several different people at Butler. Kudos to Pam...

sipatring vendredi

25 months ago

This is the second time we've been assisted by Butler Mortgage and both times the staff we're extremely helpful and professional....

Larry Little

25 months ago

Very impressed and satisfied with Butler! From the initial inquiry to the receipt of the mortgage -- the entire process was...

eric wilson

25 months ago

I worked with Butler Mortgage in September 2019 to finance a rental property purchase and am happy with the experience. It had...

karim kanji

25 months ago

We recently used Butler mortgage for our renewal and from the first step of me calling and speaking to Cody to the final step of...

matty b

25 months ago

Renewed my Mortgage through Butler Mortgage and it was an excellent experience. I wasn't sure how it would be working with...

Andrei Untalasco

24 months ago

I've use Butler Mortgage several times in regards to purchasing my home and renewing my mortgage. I found them originally...

Adam Brown

24 months ago

Responsive, good rate, easy to do. I didn't go with them last time went with one of the "big guys" who were nothing but bad...

M & N B

24 months ago

Excellent service! All of the people we spoke with were very friendly, knowledgeable and a pleasure to work with. The process...

Andrea Podczerwinski

24 months ago

Great experience dealing with the butler mortgage team, we had a tough file but they worked with us to make sure we had what we...

Triggered Gamers

24 months ago

I have been with butler mortgage for many years. They always give me the best rates compared to others. Fantastic customer...

Guyln Walkr

23 months ago

So impressed with Butler's superior service. They are organized, efficient and available. The rate was great! Will be saving so...

Kamal நாதன்

23 months ago

Great service, and best of all BEST RATE. I was amazed how their rate is better than Major banks - even the bank that I...

Christopher Alarcon

23 months ago

This was my first time buying a home and the level of service I received from Butler Mortgage was incredible. They answered all...

Jono Mac

22 months ago

Butler took little time to get me the best rate possible. When most banks and lenders gave me the run around and made me wait...

Vikrant Rakheja

21 months ago

We had great experience with this mortgage broker recently. Highly recommended. Staff is very well educated, knowledgeable and...

Abhijit Ray

25 months ago

A great lender that worked for us to get the lowest possible rate. Our target was to reduce my bi-weekly mortgage payment and...

Heather Vallee

21 months ago

Butler was able to find a great rate for us. Better than anyone else. Communication is quick. High service. Highly recommend...

Jeff Mackie

22 months ago

I’ve worked with Butler Mortgage twice now on two refinances and they were very easy to deal with. I do not live in the same...

Joseph Bumbaca

20 months ago

Dion and his team at Butler Mortgage are the very best in the business for a reason! They continue to go out of their way time...

See More Testimonials

Blog Posts

Four Tips to Qualify for a Home Purchase in 2021

Posted by Butler Mortgage on 12-03-2021

Low mortgage rates, pent-up demand, and reduced supply during the pandemic have ignited a fire in the Canadian housing market. Though we are seeing interest rates hike up a little earlier this year, mortgage experts believe that mortgage rates will remain low in 2021. Read More

View All

Get Started Now

Apply Now

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}#start-resizable-editor-section{display:none;}.wp-block-audio figcaption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-audio figcaption{color:hsla(0,0%,100%,.65);}.wp-block-code{font-family:Menlo,Consolas,monaco,monospace;color:#1e1e1e;padding:.8em 1em;border:1px solid #ddd;border-radius:4px;}.wp-block-embed figcaption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-embed figcaption{color:hsla(0,0%,100%,.65);}.blocks-gallery-caption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .blocks-gallery-caption{color:hsla(0,0%,100%,.65);}.wp-block-image figcaption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-image figcaption{color:hsla(0,0%,100%,.65);}.wp-block-pullquote{border-top:4px solid;border-bottom:4px solid;margin-bottom:1.75em;color:currentColor;}.wp-block-pullquote__citation,.wp-block-pullquote cite,.wp-block-pullquote footer{color:currentColor;text-transform:uppercase;font-size:.8125em;font-style:normal;}.wp-block-quote{border-left:.25em solid;margin:0 0 1.75em;padding-left:1em;}.wp-block-quote cite,.wp-block-quote footer{color:currentColor;font-size:.8125em;position:relative;font-style:normal;}.wp-block-quote.has-text-align-right{border-left:none;border-right:.25em solid;padding-left:0;padding-right:1em;}.wp-block-quote.has-text-align-center{border:none;padding-left:0;}.wp-block-quote.is-large,.wp-block-quote.is-style-large{border:none;}.wp-block-search .wp-block-search__label{font-weight:700;}.wp-block-group.has-background{padding:1.25em 2.375em;margin-top:0;margin-bottom:0;}.wp-block-separator{border:none;border-bottom:2px solid;margin-left:auto;margin-right:auto;opacity:.4;}.wp-block-separator:not(.is-style-wide):not(.is-style-dots){width:100px;}.wp-block-separator.has-background:not(.is-style-dots){border-bottom:none;height:1px;}.wp-block-separator.has-background:not(.is-style-wide):not(.is-style-dots){height:2px;}.wp-block-table thead{border-bottom:3px solid;}.wp-block-table tfoot{border-top:3px solid;}.wp-block-table td,.wp-block-table th{padding:.5em;border:1px solid;word-break:normal;}.wp-block-table figcaption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-table figcaption{color:hsla(0,0%,100%,.65);}.wp-block-video figcaption{color:#555;font-size:13px;text-align:center;}.is-dark-theme .wp-block-video figcaption{color:hsla(0,0%,100%,.65);}.wp-block-template-part.has-background{padding:1.25em 2.375em;margin-top:0;margin-bottom:0;}#end-resizable-editor-section{display:none;}#wpadminbar #wp-admin-bar-wp-logo>.ab-item .ab-icon:before{content:"" !important;}.recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;}.starStuff-Content{margin-bottom:25px;}.starStuff-Content ul{}.starStuff-Content ul li{margin:7px 0 7px 15px !important;padding-left:15px !important;list-style:disc !important;}.fadeImg{position:fixed;bottom:-100px;z-index:99;width:315px;height:100px;transition:all ease .5s;-o-transition:all ease .5s;-webkit-transition:all ease .5s;left:25px;overflow:hidden;}.fadeImg.showPop{bottom:25px;}.fadeImg img{left:50%;top:50%;transform:translate(-50%,-50%);}@media (max-width: 767px){.fadeImg{}}.outer-wrapper{overflow:hidden;}