How do we offer lower mortgage rates for the same bank products?

Up-Front Rate Guarantee

You want the best rate possible, so Butler Mortgage minimizes the middleman to maximize your savings. We are the only mortgage provider in Canada to track every prime lender that publicly advertises mortgage rates, more than 350 in all.

But unlike most mortgage providers, we give back the bulk of our compensation to “buy down” our clients’ interest rates. That’s how we can guarantee your rate is in the best 1% of all rates in Canada. If you find a lower rate, we’ll beat it or pay you $500 cash when your Butler Mortgage closes.

After-Approval Rate Guarantee

Once you’re approved, we watch for lower rates. If another lender advertises a rate that’s more than one-tenth per cent lower, and your lender won’t match it, you can switch lenders at no cost.

It’s always your option. We’ll also check your rate before closing. If the lender you’re approved with has cut its rate for your mortgage, and there’s time to rebook the rate before you close, we’ll make sure your rate drops.